FIMBANK

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FAQ Frequently Asked Questions

1- FIMBANK DIRECT GENERAL QUESTIONS

What is FIMBank Direct?
What are the benefits of using FIMBank Direct?
What are the requirements to use FIMBank Direct?
What device do I need to use for FIMBank Direct?
How do I register with FIMBank Direct?
What is the process of registering with FIMBank Direct?
What is FIMBank Helpdesk?
What is the Enrolment Matrix?
What is the Onscreen Matrix?
What should I do if I change or lose my mobile device?
Is FIMBank Direct compatible with all Internet browsers?
I forgot my password. What should I do?
I forgot my User ID. What should I do?
Are Accounts with FIMBank Direct covered under the Depositor Compensation Scheme?
What is an IBAN?
What is the difference between an Easisave Savings Account and a FIMBank Current Account?
How do I change my password?
What should I do if I encounter technical issues? 
Can I allow other people to access my FIMBank Direct Accounts? 
Where can I find the latest interest rates offered?
What are standing instructions? 
My FIMBank Fixed Term Deposit is due, what shall I do?
How will I receive the FIMBank CAM Enrolment Matrix? 
What should I do if I get a new smartphone?
What should I do if I change my mobile number?
What is a certified copy of a document? 
What is a Politically Exposed Person?
How often will I receive a Bank Statement and can this be customised?

2- LOGIN

What is the User ID? 
What is the Activation Code? 
What is the One Time Password?
What is FIMBank CAM? 
How do I enrol FIMBank CAM?
How do you use FIMBank CAM? 

3- SECURITY

How do I protect my device when using FIMBank Direct?
How should I protect my FIMBank Direct Account?
What happens if I do not log out of FIMBank Direct?
What precautions shall I take to protect my online account against phishing attempts?

4- EASISAVE

What is Easisave? 
Is Easisave a suitable alternative for business?
What is the Account Opening Documentation?
What is a Reference Account?
When is the interest on Easisave Savings Accounts paid?
When is the interest on Easisave Fixed Term Deposit paid?
Is the interest rate fixed or does it vary? 
How can I deposit money into my Easisave Savings Account? 
Can I top up an Easisave Fixed Term Deposit before the term maturity date?
I am an Easisave customer. Do I need to change my User ID and password before I log in to FIMBank Direct?

What is the minimum amount I can place in my Easisave Savings Account and Fixed Term Deposit?
What is the Payments Services Directive?
How long will it take to receive funds back to my reference account?
Can I withdraw money from my Easisave Fixed Term Deposit? 
Are there any charges, fees or account management fees to open or hold an Easisave Savings Account?
Are there any charges, fees or account management fees to open or hold an Easisave Fixed Term Deposit?

5- FUNDS TRANSFERS

What are the funds transfers I can make via FIMBank Direct?
What are SWIFT and BIC codes?
Does FIMBank Direct offer personalised funds transfer limits?
Is it possible to increase/decrease my funds transfer limit? 
What is the cut-off time for funds transfers?
How do I make an urgent payment?
What is the Single Euro Payments Area (SEPA)?
How do I report a mistake in my online funds transfer?
Do charges apply to internal transfers? 
My account was debited, but the recipient claims that the funds were not received. How is this possible?

6- FIMBANK DIRECT FOR BUSINESS

How do I open a Corporate Account?
Can I open a Corporate Account via FIMBank Direct?
How many FIMBank Direct login credentials can I request for my Corporate Account?

7- Requirements for account opening

What do I need to open my first Easisave Single/Joint Savings Account?
What do I need to open a second Easisave Savings Account, if I already have an Easisave or FIMBank Account?
What do I need to open my first FIMBank Single/Joint Current Account?
What do I need to open a second FIMBank Single/Joint Current Account?







1- FIMBANK DIRECT GENERAL QUESTIONS


What is FIMBank Direct?

FIMBank Direct is a secure digital banking platform with a number of services catering for both Personal and Corporate Banking customers. FIMBank Direct offers you the facility to:

- Effect payments in a convenient and secure manner

- Make cross-border transfers 

- Process multi-currency payments

- Enhanced security through the specific mobile device FIMBank CAM App (no need to carry an extra token for login and transactions) FIMBank Direct enables you to open online:

-  Savings and Current Accounts

- Fixed Term Deposits



What are the benefits of using FIMBank Direct?

The benefits of using FIMBank Direct include; Full accessibility with no geographical limitations, enhanced security without the need to carry an additional token, easy and convenient and numerous multi currency options.



What are the requirements to use FIMBank Direct?

In order to use FIMBank Direct, you need to be over 18 years of age, be computer literate, and own a smartphone. FIMBank Direct is not ideal if you do not own a smartphone, or if you are not confident in using a computer/tablet to perform transactions online. If this is the case, it is recommended that you set an appointment with a dedicated FIMBank Helpdesk team member who will provide you with the required support and open the Savings/Current Account or the Fixed Term Deposit for you. To contact FIMBank Helpdesk please call on (+356) 2132 2102  or send an email on helpdesk@fimbank.com



What device do I need to use for FIMBank Direct?

In order to navigate through FIMBank Direct, you will need to own a personal computer and an Android or IOs smart device to download the FIMBank CAM App. For further information, please contact FIMBank Helpdesk on tel: (+356) 21322102 or email: helpdesk@fimbank.com



How do I register with FIMBank Direct?

To register with FIMBank Direct you need to complete the online registration form, providing the Bank with all your details and setting your password.



What is the process of registering with FIMBank Direct?

Once you have filled the registration details, you will receive an SMS on your registered mobile phone including, your User ID. You will then need to log in to FIMBank Direct using your login details (User ID and password). At this stage you will be able to open a new Account. If you are an existing FIMBank/Easisave customer, you will receive an Activation Code via postal mail, which will allow you to access the platform.



What is FIMBank Helpdesk?

The FIMBank Helpdesk is a team of dedicated customer care professionals available to assist potential and existing customers with FIMBank Direct information and technical support over the phone or via e-mail. The FIMBank Helpdesk team is based in Malta and is available between 8.30am and 5.00pm CET on any business day. Should you have any queries please do not hesitate to contact us using the website contact form, our email helpdesk@fimbank.com or telephone number (+356) 21322102.



What is the Enrolment Matrix?

The Enrolment Matrix is a secure colour barcode that will be sent to you by postal mail. You will receive the document a few days after activating your account and will then need to scan this secure colour barcode by using the FIMBank CAM App to reveal the Numeric Code. You will then need to input the Numeric Code in order to complete the Enrolment process. Scan the secure colour barcode from close proximity, within a well-lit room. It is important to keep this document stored in a safe place, as you may need it if you change your mobile phone.



What is the Onscreen Matrix?

The Onscreen Matrix is a secure colour barcode that will appear on the screen whilst you are enrolling or authenticating a transaction. You will need to scan the Onscreen Matrix using the FIMBank CAM App to reveal the Numeric Code allowing you to proceed with enrolment or transaction authentication.



What should I do if I change or lose my mobile device?

If you change or lose your mobile device you are required to re-enrol. To successfully complete Re-Enrolment, one will need the; User ID, mobile number (that you have provided during registration), login password, Recovery Code, FIMBank CAM App (you will need to re-download) and the Enrolment Matrix. The Recovery Code and Enrolment Matrix were sent to you via postal mail, a few days after your User ID was sent to you via SMS.



Is FIMBank Direct compatible with all Internet browsers?

FIMBank Direct is compatible with most Internet browsers. In certain cases when using Internet Explorer, you may experience loading time issues. To rectify, you will need to 1)Click on the Internet Explorer browser settings 2) Click on the Compatibility View settings 3) Make sure that the below checkboxes marked in red are unticked



I forgot my password. What should I do?

If you have difficulty with remembering your password and need to change it, you may contact FIMBank Helpdesk, who will send you a new password via postal mail. You may call on (+356) 21322102 or send an email to helpdesk@fimbank.com. You may also solve this issue manually by referring to the Recovery Code which was sent to you via postal mail a few days after your User ID was created. Through the Recovery Code, you may change your existing password even though you do not remember it. You will need to click on Log in and 'Forgot Password?'. During this process you will be asked to input the Recovery Code.



I forgot my User ID. What should I do?

If you have difficulty with remembering your User ID, you may contact FIMBank Helpdesk, who will send you your User ID via SMS. You may call on (+356) 21322102 or send an email to helpdesk@fimbank.com. You may also solve this issue by referring to the Recovery Code which was sent to you via postal mail, a few days after your User ID was created. You will need to click on Log in and 'Forgot User ID?'. During this process you will be asked to input the Recovery Code.



Are Accounts with FIMBank Direct covered under the Depositor Compensation Scheme?

FIMBank p.l.c. is a participant of the Depositor Compensation Scheme in Malta, established under the Depositor Compensation Scheme regulations, 2015 (‘the Regulations’). The Malta Depositor Compensation Scheme covers deposits in any currency up to EUR 100,000 or equivalent. In case a bank participating in the Scheme is unable to meet its obligations towards depositors or has otherwise suspended payment, the Scheme pays compensation to depositors up to a maximum amount established by law (currently set at a maximum of €100,000). For further information please visit www.compensationschemes.org.mt



What is an IBAN?

IBAN stands for International Bank Account Number. It is a number attached to all accounts within the European Economic Area (EEA), which includes European Union Member States plus Norway, Switzerland, Liechtenstein and Iceland.  An IBAN consists of a maximum of 34 alphanumerical characters. The IBAN number is usually displayed on your bank statement.



What is the difference between an Easisave Savings Account and a FIMBank Current Account?

The main difference is that an Easisave Savings Account  is linked to a reference account, thus allowing you only to transfer funds to and from the reference account. If you hold an Easisave Savings Account you can also open an Easisave Fixed Term Deposit. A FIMBank Current Account is not linked to a particular reference account, and you are allowed to perform multiple types of funds transfers. The FIMBank Current Account can also serve as a source account from which you can open FIMBank Fixed Term Deposits. These types of accounts also differ in interest rates and fixed term deposit tenors. The initial deposit for an Easisave Savings Account is that of EUR/USD 50  and for FIMBank Current Account is EUR/USD 5,000.



How do I change my password?

Log in to FIMBank Direct and click on the arrow next to your name. A window will open and you will need to click on Change Password. You will then input your old password and your new password, then press the confirmation button. 



What should I do if I encounter technical issues? 

If you encounter a problem and require support please contact our FIMBank Helpdesk on (+356) 2132 2102  or send an email to helpdesk@fimbank.com



Can I allow other people to access my FIMBank Direct Accounts? 

No. FIMBank Direct login details are confidential, and specific for each customer. For this reason, you must never allow other people to access your account, not even when you hold a joint account. 



Where can I find the latest interest rates offered?

You may find the latest Easisave interest rates on the FIMBank Direct homepage and the latest FIMBank interest rates on the FIMBank website by clicking here. LINK



What are standing instructions? 

Standing instructions are standing orders that you can save on your profile in order to schedule periodical payments which will occur on a future date.



My FIMBank Fixed Term Deposit is due, what shall I do?

Once the Fixed Term Deposit maturity date is due, the principal amount plus interest are transferred back to the source account unless otherwise specified. The maturity instructions are set when the Fixed Term Deposit is initiated.



How will I receive the FIMBank CAM Enrolment Matrix? 

You will receive your FIMBank CAM Enrolment Matrix via postal mail. This Enrolment Matrix is the secure colour barcode used for enrolment and future re-enrolment. You should store this in a safe place as you may need it for future use.



What should I do if I get a new smartphone?

You will need to download the FIMBank CAM Application on your new device and proceed with scanning the Enrolment Matrix you had originally received via postal mail following registration.



What should I do if I change my mobile number?

You will need to change the number within the 'Profile Details/Settings' on FIMBank Direct otherwise SMS notifications will not be received.



What is a certified copy of a document? 

A certified copy is a copy of a primary document, that has on it an endorsement that it is a true copy of the primary document by a legal professional, accountancy professional, a notary, a person undertaking relevant financial business, such as credit institutions, companies carrying on long-term insurance business and investment firms. During the account opening process, you will be asked for certified copies of certain documents.



What is a Politically Exposed Person?

The term PEP stands for Politically Exposed Person, and generally includes all those who fulfil a prominent public function. The list includes Heads of State, Heads of Government, Ministers, Deputy and Assistant Ministers and Parliamentary Secretaries; Members of Parliament; Members of the Courts or of other high-level judicial bodies whose decisions are not subject to further appeal, except in exceptional circumstances; members of courts of auditors, audit committees or of the boards of central banks; ambassadors, chargé d'affaires and high ranking officers in the armed forces; and members of the administration, and management or boards of state-owned corporations. The following immediate family members of the above persons are also Politically Exposed Persons: the spouse, or any partner recognised by national law as equivalent to the spouse; the children and their spouses or partners; and the parents. Moreover, a PEP is a natural person known to have joint beneficial ownership of a body corporate, or any other form of legal arrangement, or any other close business relations with that PEP; or any natural person who has sole beneficial ownership of a body corporate, or any other form of legal arrangement that is known to have been established for the benefit of that PEP.



How often will I receive a Bank Statement and can this be customised?

You will receive an electronic bank statement on a yearly basis, which is issued free of charge. You may select the option to receive a printed version of this statement, which is also free of charge. You may customise your statement subscriptions through FIMBank Direct. Through secondary and tertiary settings, you may choose to receive statements in additional frequencies (such as monthly, quarterly and semi-annually). A printed version of such statements may be requested via FIMBank Direct only for annually and semi-annually frequencies. Only one hardcopy per year may be provided free of charge. Additional hardcopies may be requested against an additional fee.

2- LOGIN


What is the User ID? 

 The User ID is received via SMS just after registering and is part of the login credentials required to access FIMBank Direct. This must be kept in a safe place as you will need this for every login.



What is the Activation Code? 

The Activation Code is a set of characters sent by postal mail together with a step by step instruction letter which will guide you through the activation process. This applies to existing Easisave and FIMBank customers activating their account within FIMBank Direct.



What is the One Time Password?

The One Time Password is a password that you receive on your mobile phone whilst registering with FIMBank Direct. This password can only be used once and expires after five minutes.



What is FIMBank CAM? 

FIMBank CAM is an App which leverages the widespread adoption of mobile camera-phones and provides an easy to use, portable transaction authentication. You will need to use the FIMBank CAM to log in and to authenticate transactions and processes through FIMBank Direct. The FIMBank CAM Application can be downloaded from Google Play Store or Apple Store. 



How do I enrol FIMBank CAM?

You will first need to download the App from Google Play Store or Apple Store. You will then need to log in to FIMBank Direct when you have the Enrolment Matrix in hand. The enrolment process consists of 4 steps in which you need to:



How do you use FIMBank CAM? 

FIMBank CAM is used to scan the Enrolment Matrix and Onscreen Matrix revealing the Numeric Codes required to enrol, log in or authenticate transactions.

3- SECURITY


How do I protect my device when using FIMBank Direct?

We recommend that you always protect your PC and your smartphone/tablet with a strong password. You should also make sure that the Enrolment Matrix and the Password Recovery Code that you have received via postal mail, are stored in a safe place. If you lose your device, or if you suspect unauthorised access to your online account, please contact FIMBank Helpdesk immediately on tel: (+356) 21322102 or email: helpdesk@fimbank.com



How should I protect my FIMBank Direct Account?

We recommend that you always protect your FIMBank CAM Application, PC and your smartphone/tablet with a strong password. You should also make Enrolment Matrix and the Password Recovery Code are stored in a safe place. If you lose your device, or if you suspect unauthorised access to your online account, please contact FIMBank Helpdesk immediately. When you are finished using FIMBank Direct always make sure you log off your account.



What happens if I do not log out of FIMBank Direct?

As part of its security standards, FIMBank Direct automatically logs you out after an extended period of inactivity. Once login time has expired, the system logs you out and you are asked to log in again.



What precautions shall I take to protect my online account against phishing attempts?

You should never log in to FIMBank Direct via a public computer device (such as those found in a Library/ Internet Point/ Hotel).  It is also important that you are aware of the dangers of phishing scams. You should always avoid logging in to FIMBank Direct via a link contained in an email. This type of phishing is very common. Furthermore, kindly note that FIMBank will never ask you to verify your login details via email. Please note that you should never access your online account via an unsecured Wi-Fi connection.

4- EASISAVE


What is Easisave? 

Easisave is an online Savings Account developed by FIMBank p.l.c. There are no restrictions on withdrawals and there are no fees or charges to open and operate this account. The Easisave Savings Accounts are available as individual or joint accounts and can be opened and maintained entirely via FIMBank Direct. To open an Easisave Savings Account you need to have an account with another eligible institution, which we refer to as the reference account. The Easisave Savings Account will be linked to the reference account. You may hold up to ten Easisave Savings Accounts at any time, each being associated with your single or joint Easisave profile. Easisave also offers Fixed Term Deposits. To open an Easisave Fixed Term Deposit you must already have an Easisave Savings Account. We advise you to read the Terms and Conditions carefully prior to opening an Easisave Savings Account or an Easisave Fixed Term Deposit.



Is Easisave a suitable alternative for business?

Easisave Savings Accounts can only be opened as single or joint accounts. Easisave is ideal for personal banking, and does not cater for business/corporate use.



What is the Account Opening Documentation?

The Account Opening Documentation contains the Account Opening Form and the Terms and Conditions. The Account Opening Form summarises all the account details that you have provided whilst completing the online application.  The Account Opening Form needs to be signed off by the party/parties to the account and subsequently mailed to FIMBank p.l.c., Mercury Tower,  The Exchange Financial & Business Centre, Elia Zammit Street, St. Julian's STJ 3155, Malta.



What is a Reference Account?

When holding a Single Easisave Savings Account, the reference account is an individual account in your name (not a joint account and/or business account) with another eligible institution, which we link to the Single Easisave Savings Account. On the other hand, in case of a Joint Easisave Savings Account, the reference account is a joint account held in the name of the same two persons (not a single account and/or business account) with an eligible institution, which we link to the Joint Easisave Savings Account. This means that each Easisave Savings Account is linked to exactly one reference account. When you withdraw funds from your Easisave Savings Account, your money will always be returned to your reference account.



When is the interest on Easisave Savings Accounts paid?

Interest on an Easisave Savings Account is calculated daily and paid on a yearly basis every 31st December. When an Easisave Savings Account is closed, the interest paid is the accrued amount up to the day of the closure of the account.



When is the interest on Easisave Fixed Term Deposit paid?

Interest on an Easisave Fixed Term Deposit is paid quarterly, annually or on maturity as may be applicable.


Is the interest rate fixed or does it vary? 

The interest rate on the Easisave Savings Account is variable and may be increased or decreased at our discretion. The interest rate on the Easisave Fixed Term Deposit will be fixed for the term which you have placed your deposit for but rates may be changed at our discretion. Interest will be automatically transferred into your Easisave Savings Account quarterly, annually or on maturity depending on the option chosen during the fixed term deposit opening.



How can I deposit money into my Easisave Savings Account? 

You may transfer funds from your reference bank via their internet banking solutions. Alternatively you may call at any branch of your reference bank and request them to affect a transfer to your Easisave Savings Account. In order to minimise transfer cost we suggest you request a SEPA transfer via SWIFT.



Can I top up an Easisave Fixed Term Deposit before the term maturity date?

No. Once you have opened a Fixed Term Deposit, you cannot top it up. Should you need to deposit additional funds you will have to open a new Easisave Fixed Term Deposit.



I am an Easisave customer. Do I need to change my User ID and password before I log in to FIMBank Direct?

Yes. You will have a new User ID and will need to set a new password to access FIMBank Direct.



What is the minimum amount I can place in my Easisave Savings Account and Fixed Term Deposit?

The minimum initial amount that you can transfer into your Easisave Savings Account is EUR50/USD50. The minimum amount for opening a Fixed Term Deposit is that of EUR1,000/USD1,000.



What is the Payments Services Directive?

Payment Services Directive provides a simplified and fully harmonised set of rules with regards to the information requirements and the rights and obligations linked to the provision and use of payment services. Payment providers in a payment system must respect these standard rules including execution time.



How long will it take to receive funds back to my reference account?

Payments out of the Easisave Savings Account will be effected via SWIFT and you typically need to allow at least three business days from the date we receive your payment instruction to reach the reference account for both currencies. Instructions for withdrawals after 3pm CET or on a day that is not a business day, will be deemed to have been received on the next business day. For the different types of same day value transfers, please call FIMBank Helpdesk on tel: (+356) 21322102 or email: helpdesk@fimbank.com



Can I withdraw money from my Easisave Fixed Term Deposit? 

No. Once you open a Fixed Term Deposit, it is not possible to withdraw these funds. The principal amount will only be available upon maturity, in your Easisave Savings Account.



Are there any charges, fees or account management fees to open or hold an Easisave Savings Account?

Easisave is completely free of charge. There are no hidden fees or charges. The reference bank usually applies a tariff for remittance of funds to your Easisave Savings Account. It may also charge a fee when funds are withdrawn and returned to your reference account. Please refer to the tariff of charges of your reference bank.



Are there any charges, fees or account management fees to open or hold an Easisave Fixed Term Deposit?

Opening and holding a Fixed Term Deposit until maturity is completely free from any charges or fees.

5- FUNDS TRANSFERS


What are the funds transfers I can make via FIMBank Direct?

When opening a FIMBank Current Account you will be able to transact multiple types of Funds Transfers. You can: - Effect transactions between own accounts held with FIMBank - Make payments to third party accounts held with FIMBank - Transfer funds to countries within the European Economic Area as per SEPA regulations - Benefit from an international non-restricted transfer of funds as allowed by FIMBank - Schedule periodical payments This applies to both personal and corporate banking customers. When opening an Easisave Savings Account you will be able to transfer funds from and to your linked reference account. You can also schedule periodical payments to this reference account.



What are SWIFT and BIC codes?

A SWIFT code is an international standard format for a Bank Identifier Code. The Bank Identifier Code is a unique identifier for a specific financial institution. The SWIFT BIC is composed of eight characters plus three optional characters identifying the branch. FIMBank p.l.c.'s SWIFT BIC Code is FIMBMTM3.



Does FIMBank Direct offer personalised funds transfer limits?

Yes. The funds transfer limit within FIMBank Direct may be personalised to satisfy specific requirements.  You may request a revision of your funds transfer limits at any time.



Is it possible to increase/decrease my funds transfer limit? 

Yes. You can send a request for increasing/decreasing your limits for performing financial transactions via FIMBank Direct. In the Funds Transfer section, you will find the limits utilisation option. This allows you to send us a request for amending your limits. The request is subject to Bank approval.



What is the cut-off time for funds transfers?

The FIMBank cut-off-time for funds transfers is 3:00 pm CET. If you effect a payment order via FIMBank Direct by 3:00 pm CET, and you select same day value, the transfer will go through on the same business day. If you select next day value, it will go through the next business day. 



How do I make an urgent payment?

To effect an urgent payment, it is important that you send your request before the cut-off-time  (3:00 pm), and that you select the same day value option. The fee to make an urgent payment is USD 25 or equivalent. If you are not sure about how to proceed with an urgent payment, you may contact FIMBank Helpdesk on tel: (+356) 21322102 or email: helpdesk@fimbank.com



What is the Single Euro Payments Area (SEPA)?

The Single Euro Payments Area is an initiative of the European banking industry aimed at achieving a European Single Market for retail payments. SEPA regulations establish two types of electronic payments: SEPA Credit Transfers and SEPA Direct Debits. SEPA Regulations have achieved transparency in the pricing of electronic payments, while ensuring that payments are received promptly and in full when effected within the European Economic Area. 



How do I report a mistake in my online funds transfer?

If an error is made whilst processing a transfer of funds, please contact the FIMBank Helpdesk immediately on (+356)  2132 2102, quoting the Transaction Reference Number. It is important to ensure that the payment details are correct as once a payment is made there is no guarantee of reversing an outgoing payment.



Do charges apply to internal transfers? 

A transfer of funds from a FIMBank to FIMBank Current Account is not subject to charges.



My account was debited, but the recipient claims that the funds were not received. How is this possible?

If after three business days the recipient still claims funds were not received, we recommend that you contact the FIMBank Helpdesk, or send us a secure message via FIMBank Direct to check the transaction status. You may contact FIMBank Helpdesk on tel: (+356) 21322102 or email: helpdesk@fimbank.com

6- FIMBANK DIRECT FOR BUSINESS


How do I open a Corporate Account?

You will need to contact the FIMBank Sales Team on +356 23280290. A dedicated Relationship Officer will assist you in finding the best solution. Access to FIMBank Direct may be granted to you and other authorised signatories, when the login credentials are provided. 



Can I open a Corporate Account via FIMBank Direct?

No. The account opening procedure for a corporate which is new to FIMBank does not occur online. It starts off by contacting a dedicated Relationship Officer who will assist in this process. Once the Corporate Account has been opened, FIMBank personnel will prepare the set up to grant access to FIMBank Direct by setting the login credentials for the authorised signatories. 



How many FIMBank Direct login credentials can I request for my Corporate Account?

Corporate Accounts may be granted as many User IDs as signatories. Such signatories must be listed in the Banking Mandate and in the Corporate Board Resolution. FIMBank might grant additional login credentials to access FIMBank Direct in case other signatories join the company provided that any amendment to the signatories list via an original signed Amendment Form together with a Corporate Board Resolution.

7- REQUIREMENTS FOR ACCOUNT OPENING


What do I need to open my first Easisave Single/Joint Savings Account?

To open your first Easisave Savings Account, you are required to provide:



What do I need to open a second Easisave Savings Account, if I already have an Easisave or FIMBank Account?

If you already hold an Easisave Savings Account and you are opening a new one, you are required to provide:



What do I need to open my first FIMBank Single/Joint Current Account?

To open your first FIMBank Current Account, you are required to provide:



What do I need to open a second FIMBank Single/Joint Current Account?

If you already hold a FIMBank Current Account and opening a new one, you are required to provide: